Best credit cards with extra benefits
Deciding which credit card to settle on can be hard for many people given the diverse options available. Different credit cards have different rewards and it is up to you to decide on the one with benefits that align to your spending habits.
If what you want is a credit card that comes with extra benefits, here are some that you may want to consider:
Alliant Cashback Visa Signature Credit Card
The credit card rewards you with over 2% cash refund on purchases considered qualified for the card. Alliant credit card offers a maximum of $250 in cash refund rewards for each billing cycle.
The first year of using the card requires no annual fee but subsequent years will require you to pay $99 annually.
The best part is that you do not need to have an excellent credit score to qualify for the card. If you are a frequent traveler, you will also not incur any fee for any foreign purchases.
The Alliant credit card is the best for cashback rewards.
Chase Sapphire Reserve
The Chase credit card will reward you with 10 times points for Lyft rides up to March 2022. With this card, you gain $300 annual travel credit after which you earn 3 times points on international trips.
Dining purchases, such as eating out at restaurants, delivery services, and ordering takeouts, earn you 3 times points reward and an extra 1 times point reward per dollar for every other purchase you make.
You need excellent credit to qualify for the Chase credit card and ability to pay an annual fee of $550 without fail.
After opening the account, you receive a reward of 50,000 bonus points by spending $4000 or more on purchases within the first three months. The 50,000 bonus points are around $750 travel benefits, especially when you redeem the points through the Chase Ultimate Rewards.
If you like luxury travels, then this card is the best for you. It offers you access to over a thousand VIP lounges in more than 500 cities internationally with the Priority Pass Select feature. The icing on the cake is the special benefits you will be entitled to at the Luxury Hotel and Resort. Get this card and enjoy unlimited luxurious travels.
Blue Cash Preferred Card
If you spend most of your earnings on groceries, then this is the best card for you. It gives you 6% cash refunds in all United States supermarkets for purchases worth $6000 annually. You also get 6% cash back on all streaming subscriptions, 3% refunds on money spent on gas and transport within the US, and 1% refund on money you spend on other purchases.
The annual fee charged is $95 and a foreign fee of 2.7% on all expenses outside the U.S.
The benefits of the card will suit you best if you are a big spender in grocery stores and gas stations.