Best rewards cards for international travel
If you’re planning on doing some international travel, it’s important to make sure you get a credit card that will make things easier and more enjoyable. In addition to some great benefits, these cards have desirable terms. In this article, we’ll be taking a look at 5 of the best credit cards for international travel and some of the benefits that make them the best.
Capital One SavorOne Cash Rewards Credit Card
In addition to having 15 months of no interest, you’ll also enjoy no annual fee with this card. It’s great for those with good to excellent credit and has APR rates between 15.49% and 25.49%. Depending on the type of purchase, you can receive between 1% and 3% cashback rewards. Some of the benefits you can look for to are listed below.
- If you spend $500 in the first 3 months, you’ll get a one-time bonus of $200.
- Entertainment and dining will give you 3% cashback, while grocery stores will give you 2%, and all other purchases will give 1%.
- The rewards won’t expire as long as the account is active and in good standing.
- There aren’t any foreign transaction fees.
- You can earn an unlimited number of rewards.
Capital One Quicksilver Cash Rewards Credit Card
Another great credit card for international travel is the Capital One Quicksilver Cash Rewards Credit Card. For the first 15 months, you’ll have 0% APR, then between 15.49% and 25.49% after that. You can get this card if you have good credit and you won’t have to worry about paying an annual fee. We put some of the best benefits below.
- You can get a bonus of $200 if you spend at least $500 in the first 3 months.
- You can get an unlimited cashback amount of 1.5% on all purchases.
- No fees for foreign transactions.
- There’s no cap on how many rewards you can earn.
- As long as the account is active, you won’t lose your rewards.
Capital One VentureOne Rewards Credit Card
If you’re looking for something that rewards miles, then you should check out the Capital One VentureOne Rewards Credit Card. You’ll have an APR of 0% for the first 12 months, then your rate will be between 15.49% and 25.49%. You’ll need a good credit score to get approved and you won’t have any annual fees. Some great benefits are listed below.
- If you spend at least $500 in the first 3 months, you’ll get 20,000 bonus miles.
- Every purchase will give you 1.25x miles.
- There aren’t any blackout dates or travel restrictions.
- There are more than 10 loyalty programs that you can transfer your rewards to.
- As long as the account is active, your rewards won’t expire.
Capital One Platinum Credit Card
Not only is this credit card a great option for those with a limited credit history, but it’s great for those that don’t want to pay an annual fee. While there aren’t any rewards, you can apply for a higher credit limit after 6 months. The regular APR is 26.99% and there are resources to help you build your credit. Take a look below to see some of the benefits of this card.
- If your card is lost or stolen, you’ll have fraud coverage.
- You can access your account anywhere and anytime.
- You have several options for paying your bill.
- You can checkout with a contactless card.
- You can apply for a higher limit after 6 months.
Bank of America® Travel Rewards Credit Card
With this credit card, you’ll have an APR between 14.99% and 22.99%, depending on your credit score and financial history. This card is best for those with excellent credit and there aren’t any annual fees you’ll need to worry about. Some of the great benefits you can get from having this card are listed below.
- You’ll have 0% APR for the first 12 billing cycles.
- You’ll get 1.5 points for every dollar you spend.
- If you spend at least $1,000 in the first 90 days, you’ll get a one-time bonus of 25,000 points.
- Preferred members will earn between 25%-75% more rewards on each purchase made.
- There aren’t restrictions or blackout dates on any bookings.
These 5 credit cards for international travel are just a few of the options available. You’ll want to do plenty of research and start applying months before your trip. Before accepting any offer, make sure all of the terms are favorable and try to get a card with the features you want or need. One last thing to remember about international traveling is that you might want to let your creditor know you’ll be going out of the country, so they won’t flag purchases or lock your card.