Credit Card Tips
How can retail credit cards help you build credit?
Contrary to popular belief, using credit cards can be a big benefit for your credit history, helping to build a positive credit history, history of on-time payments, and low levels of credit utilization rate. This applies to all sorts of credit cards, including retail credit cards. These credit cards are specific types of cards that come with specific benefits or discounts at […]
How to compare credit card terms and offers
Before you apply for any credit card, you need to ensure that the card is the best fit for you. Most credit cards come with different types of bonuses and offers. As such, you need to ensure that the credit card you get fits your needs by doing research on different credit cards and comparing their terms, conditions, and offers. Here are […]
Different types of travel credit cards and their benefits
Travel credit cards can be used for expenses you accumulate from traveling, such as airfare, hotels, and rental cars. The way they work is by giving you a certain amount of rewards or points for eligible purchases you make. The exact purchase requirements will differ and some creditors will give you a lower number of rewards than others. Not only are we […]
Best secured credit cards
A secured credit is a type of credit used when a person has limited or damaged credit. It requires the user to deposit a refundable amount to hold as collateral until the account is closed. In most cases, the deposit amount is […]
Best retail credit cards
When looking for a credit card there are many factors that you need to consider, like annual fees, cash back offers, shipping restrictions and more. These things all make a difference when looking for a credit card that is right for you. […]
Easiest unsecured credit cards to get approved for?
Do you have a low credit score that you desire to improve? If you do, the best way to build your credit is by starting with an unsecured card. There are many financial institutions willing to approve your card application. Although unsecured […]
Tips for using your credit card to rebuild bad credit
Unfortunately, as millions of Americans know, bad credit is a fact of life. Of course, it is more than an inconvenience: Bad credit can make it hard for you to gain access to credit cards, get a loan, or even get a […]
Best low APR credit cards
APR is the abbreviation for annual percentage rate. It refers to the total cost of borrowing that you incur per year including the charges on debt expressed as a percentage. Many people refer to it as the total cost of borrowing money. […]
Best credit cards for air miles
Did you know that when you use certain credit cards affiliated with airlines you get air mile rewards? With every purchase that you make with the credit card, you earn air miles. Eventually, when you accumulate enough air miles, you can turn […]
Is it better to cancel unused credit cards or keep them open?
Keeping up a good credit score is one of the most important things you can do for your overall financial health. Your credit score is vitally important to your ability to get loans, low interest rates, and potentially some job offers. Keeping […]
Best credit cards for bad credit
When you have bad credit/low credit scores, getting the best credit card can be challenging. This is because most issuers and lenders still consider you as a risky debtor. However, multiple credit issuers have designed specific cards to help people with bad […]
Should college students have credit cards?
Being in school can be a scary and trying time. Not only do students usually have limited income, but they also have many unexpected expenses that may come before they have the funds to pay them. As a result of these things, […]
Best 0% APR introductory credit card offers
If you are considering opening a credit card, you should look for one that offers a 0% APR. This means that you will not need to pay any interest on the purchases you want to make. Therefore, you can get what you […]
Best credit cards with extra benefits
Deciding which credit card to settle on can be hard for many people given the diverse options available. Different credit cards have different rewards and it is up to you to decide on the one with benefits that align to your spending […]
Credit card tips for students
While having a credit card can help improve your credit score, it’s very easy to get sucked into a revolving door of debt. This is even more true for those that haven’t opened a card before and find themselves in need while […]
How to maximize benefits of a 0% APR credit card
Sometimes, it seems as if credit card deals are a dime a dozen: You get mail and Emails telling you that you are preapproved for these offers all the time, right? Well, don’t ignore them. Sometimes, they can be a huge benefit, […]
Qualifications for obtaining a student credit card
Students can benefit from the rewards, cash backs, bonus points, and miles that credit cards have to offer. If you are still a student, you do not have to wait until you are out of school and find a job in order […]
How can a student with no income get a credit card?
The old expression, “Everyone has to start somewhere” is true for many things, and it is absolutely true when it comes to building a financial history and credit score. Indeed, millions of Americans get their first credit card when they are students, […]
How to keep your credit info safe and avoid identity theft
Identity theft is one of the most common crimes today. Imagine someone stealing your identity by obtaining your personal information and uses it to make transactions and purchases. How cruel is that? The good thing is that identity theft is avoidable. Yes, […]
Best balance transfer credit card offers
What is a balance transfer card? A balance transfer is the process of moving a credit card debt from a high interest card to a card with low regular interest rate or 0% introductory rate. This means that you are saving money […]
Everything you need to know about secured credit cards
If you’ve ever applied for a credit card and got denied, then you’ve probably been offered some kind of secured credit card. Many people have heard of these types of cards, but don’t have much information about them. To help explain things […]
Best retail credit cards you can use anywhere
A retail card is a store credit card that can be used to make purchases either from one retailer or a group of related retail stores. They work in the same way as traditional credit cards where you shop on credit and […]
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